I tried the flow at 60c but it was taking too long for a room to warm. 65c was better but still a time lag, noticeable on colder days. I settled on 70c.
The power rating for CH is easily changed in the parameters. Few installers change the default. For some reason they think it has to be high.
Condensing. I am not a physicist but understand a boiler will only properly condense with a return temperature of around 50c max. Some advice is that the differential between flow and return should be around 20c. Hence 70c becomes the optimum. Many installers and service people set flow temperatures at higher than 70c. Not knowing that the efficiency will drop. Boilers have to be rated at above 90% efficiency but are only so efficient if set up correctly. One body looking at this came to the conclusion most were not properly set up. 65c will work fine, it just takes a little longer for the house to warm up.
To check the efficiency you need some testing gear. I don’t have that but my service man does as he has to check. In my case it was the best he had seen in a long time.
One other point. Your boiler probably has an Eco mode. This is to keep a small amount of water hot inside the boiler so that you don’t have to wait too long before hot water comes out of the tap. I suggest you turn it off. It annoyed me to hear the boiler firing up in the middle of the night just to keep some water hot. Hardly economic. Having it turned off has caused no problems.
Have a look at this site, there is some helpful information here of you dig around it - https://www.theheatinghub.co.uk/